Residents of coastal towns like Marshfield, should purchase flood insurance to protect their home from flooding. Homeowners insurance doesn’t include coverage for flood and without it, you could be left paying out-of-pocket to repair your home and property. McSweeney & Ricci has options for coastal residents.
The Federal Emergency Management Agency (FEMA) considers areas at ‘high-risk’ of flooding if they have a 1% or higher chance of having a flood each year. Those areas have at least a 25% chance of flooding during a 30-year mortgage. Homes, apartments, and businesses located in ‘high-risk’ zones are required to have Flood Insurance in Marshfield, Massachusetts. McSweeney & Ricci recommends residents and business owners purchase flood insurance in order to protect their investment whether they are located in a “high-risk” zone or not. As Flooding can happen anywhere. In fact, over 20% of flood insurance claims reported to the National Flood Insurance Program (NFIP) come from homes not designated as being in ‘high-risk’ zones.
The team at McSweeney & Ricci knows the insurance needs of Marshfield residents. We’ve had an office in Marshfield for over twenty years! We keep current on any flood map changes in your area and can provide you with advice and flexible options, as well as an insurance plan personalized to your unique needs.
If you’re ready to discuss adding flood insurance for your Marshfield, Massachusetts home, submit for a complimentary quote or give us a call at (844) 501-1359.
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While your homeowners insurance protects your home from events like fire and theft, only flood insurance helps with the expenses in the aftermath of a flood.
How would you afford to rebuild or replace your Marshfield, Massachusetts home or business if a flood rendered your home uninhabitable or closed your business? A flood can rob you of everything you own. Flood Insurance can shield policy holders from much of the financial burden associated with flooding.