Flood Insurance Cohasset Massachusetts

Flooding can devastate a home or business. Because of the inherent risks associated with living on the South Shore, we recommend local homeowners, renters and business owners purchase Flood Insurance in Cohasset, Massachusetts.

Nor’Easters, Hurricanes, and heavy rainfall can leave a normally dry area of land submerged in water. Flooding can leave homes uninhabitable, force businesses to close and can destroy possessions. The standard homeowners insurance for your home, condo, or apartment doesn’t include coverage for flooding. Only flood insurance can protect individuals and businesses from the devastating effects of a flood.

If your home or business lies in what the Federal Emergency Management Agency (FEMA) designates as a “high-risk” zone, you are required to purchase flood insurance in Cohasset, Massachusetts. Generally, the term “high-risk” applies to zones of land with a 1% or greater chance of experiencing a flood each year. Those areas have at least a one-in-four chance of flooding during the term of a 30-year mortgage.

McSweeney & Ricci recommends homeowners purchase flood insurance in Cohasset, Massachusetts whether they’re located in a “high-risk” area or not. Floods can happen anywhere it rains. In fact, more than 20% of flood insurance claims made to the National Flood Insurance Program are made by people located outside zones denoted as ‘high-risk’.

If you’d like to discuss adding flood insurance in Cohasset, Massachusetts request a free quote here on our website or give us a call at (844) 501-1359.

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Turn to the Local South Shore Insurance Agents at McSweeney & Ricci for Flood Insurance in Cohasset, Massachusetts.

How would you afford to rebuild if a flood rendered your home uninhabitable? A flood can be financially devastating. Only flood insurance can shield homeowners from the financial burden associated with flooding.

The team of local professionals at McSweeney & Ricci knows the insurance needs of Cohasset residents. We’ve had offices on the South Shore for over twenty years and have protected Massachusetts homeowners for over fifty! Flood risk changes over time and as such, flood maps can change. We keep informed of any flood map changes in your area and can provide you with advice as well as flexible options. We’ve partnered with the most trusted insurance companies, allowing us to provide flexible options and competitive pricing.

Whether you need home, auto, business or flood insurance, we can provide you with an insurance program tailored to your individual needs and budget. We look forward to working with you!