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October is Cyber Security Awareness Month
Tips for safeguarding your small business from cyber attacks
 

Small businesses are increasingly becoming larger targets for criminals seeking to access sensitive data because attackers know that small businesses have less resources or personnel dedicated to information system security. In an effort to combat cyber-attacks, the Department of Homeland Security established October as National Cyber Security Awareness Month to educate the public about cyber security and to prepare the nation in the event of a cyber-incident.

Here are 9 steps your business can take to improve your cyber security:

1. Use the FCC’s Small Biz Cyber Planner to create a cyber security plan
The Small Biz Cyber Planner is valuable for businesses that lack the resources to hire a dedicated staff member to protect themselves from cyber threats. The tool walks users through a series of questions to determine which cyber security strategies should be included in the planning guide, and generates a customized PDF that serves as a cyber security strategy template.

2. Establish cyber-security rules for your employees
Establish rules of behavior describing how to handle and protect personally identifiable information. Clearly detail the penalties for violating cyber security policies.

3. Protect against viruses, spyware, and other malicious code
Install, use, and regularly update antivirus and antispyware software on every computer used in your business. Such software is readily available online from a variety of vendors.

4. Educate employees about safe social media practices
Depending on what your business does, employees might be introducing competitors to sensitive details about your firm’s internal business. Employees should be taught how to post online in a way that does not reveal any trade secrets to the public or competing businesses. This type of safe social networking can help avoid serious risks to your business.

5. Manage and assess risk
Ask yourself, “What do we have to protect? And, what would impact our business the most?” Cyber-criminals often use lesser-protected small businesses as a bridge to attack larger firms with which they have a relationship. This can make unprepared small firms a less attractive business partner in the future, blocking potentially lucrative business deals.

6. Download and install software updates when they are available
All software vendors regularly provide patches and updates to their products to correct security problems and improve functionality. Configure all software to install such updates automatically.

7. Make backup copies of important business data and information
Regularly backup the data on every computer used in your business. Critical data includes word processing documents, spreadsheets, databases, financial files, human resources files, and accounts receivable/payable files. Backup data automatically if possible, or at least weekly.

8. Control physical access to computers and network components
Prevent access or use of business computers by unauthorized individuals. Laptops can be particularly easy targets for theft, so make sure they are stored and locked up when unattended.

9. Secure Wi-Fi networks
If you have a Wi-Fi network for your home business make sure it is secure and hidden. To hide your Wi-Fi network, configure your wireless access point or router so that it does not broadcast the network name, known as the Service Set Identifier (SSID). In addition, make sure that passwords are required for access. It is also critical to change the administrative password that was on the device when it was first purchased.

Cyber security is an ever-changing field and businesses must continually adapt to new attack methods. Check out the National Cybersecurity Alliance’s StaySafeOnline.com or the FTC’s OnGuardOnline.gov, both of which provide information about cyber security issues.

The best way to determine your specific risks and liabilities is to talk to an expert. Consult with your Account Manager at McSweeney & Ricci Insurance Agency to tailor a cyber policy to fit your specific business needs.

Source: FCC’s CyberSecurity Tips for Small Businesses

 

 

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