McSweeney & Ricci is your local insurance agency offering affordable options for coastal homeowners insurance in Cohasset, Massachusetts
Affordable and convenient coastal home insurance and trusted advice for Cohasset homeowners.
One of the factors that helps determine how much insurance your home will need, is it’s distance from the coast. Most carriers require higher levels of coverage for homes located 3 miles or less from the coast. Coastal homes face greater exposures such as harsh weather from Nor’easters, Hurricanes, and blizzards. To protect from these exposures, coastal home insurance policies can include hurricane deductibles, separate wind deductibles, or named-storm deductibles. If an ice dam forms and causes damage inside your home or high winds cause a tree to fall on your roof, you need the proper levels of homeowners insurance to protect your home. Insufficient levels of homeowners insurance coverage would leave you paying out of pocket, if you have a claim.
Our experienced team will keep you informed and will be there to answer any questions you may have. Your dedicated Account Manager will get to know your specific needs and will recommend coverage based on those needs. We will offer advice and ways to minimize losses, and will help you take advantage of any discounts and credits you may be entitled to such as:
- Save up to 20% by bundling your home and auto together with the same insurance company!
- New or first-time homebuyer credit
- Loss free credit
- Account credit
- Multi-policy discount and more!
It’s best to work with an insurance agent like McSweeney & Ricci, who has years of experience insuring homes on the coast. Often we are able to help clients take advantage of cost savings and alternatives that a less experienced agent may not be aware of. Your home is one of your biggest assets. Trust the Homeowners Insurance experts at McSweeney & Ricci to safeguard what matters most.
At McSweeney & Ricci I always feel I am receiving the best insurance for my needs at the most competitive prices. Their service is excellent and my questions are always answered professionally. In fact, I just recommended them to a colleague of mine for this reason.