Affordable options and trusted advice for coastal home insurance in Scituate, Massachusetts
McSweeney & Ricci tailors coverage to suit your needs and will make sure you get all the discounts and credits you're entitled to!
Your dedicated McSweeney & Ricci Account Manager will ask questions to determine how much insurance protection you should have. How far your home is from the coast is one of the factors that determines whether or not you’ll need additional protection, as most carriers require additional coverage for homes located 3 miles or less from the coast.
Coastal homes require higher levels of protection than what a standard home insurance policy provides, because they face increased risk. Seaside homes in Scituate are exposed to Hurricanes, Nor’easters, and blizzards. Therefore, coastal home insurance policies can include separate wind deductibles, named-storm deductibles or hurricane deductibles. If wind blows a tree onto your roof, or an ice dam causes water damage inside your home, you need the proper amount of homeowners insurance to protect your coastal Scituate home. Without adequate homeowners insurance you may be left to pay out of pocket for any losses.
For this reason, it’s best to work with a home insurance agent who has experience insuring homes on the coast. McSweeney & Ricci has safeguarded coastal homes throughout the South Shore of Massachusetts for over fifty years and we’re often able to offer cost savings that a less experienced agent may not be aware of.
Your Account Manager will make sure you understand your coverage, and in addition to offering advice and suggestions for minimizing losses, will help you take advantage of all the discounts and credits you may be entitled to:
- Savings up to 20% for bundling our home and auto insurance together with the same company!
- New or First-time homebuyer credit
- Account credit
- Multi-policy discount and more!
To make working with us as easy as possible we offer conveniences such as immediate issuance of insurance certificates, an in-house claims department and in-house registry services. For coastal home insurance in Scituate, auto insurance, flood insurance, condominium insurance, business insurance and more, visit your local McSweeney & Ricci office located on Chief Justice Cushing Highway or request a complimentary quote on our website. We look forward to working with you!
At McSweeney & Ricci I always feel I am receiving the best insurance for my needs at the most competitive prices. Their service is excellent and my questions are always answered professionally. In fact, I just recommended them to a colleague of mine for this reason.