Does my Massachusetts Business Need Commercial Umbrella Insurance?
Commercial umbrella insurance is recommended for all businesses because businesses face large liability risks, such as the risk of being sued by employees, customers and even other businesses. If customers can visit your business, or if your workers conduct business off-site, your liability risk is increased. For example, if you are a general contractor remodeling a kitchen within a client’s home, your workers could accidentally damage the client’s property. A business with commercial vehicles faces the increased risk of employees causing an accident, resulting in injuries to someone else or someone’s property. Each one of these scenarios could result in a lawsuit and defense costs and judgements that exceed limits of a typical general liability policy. Some businesses face more risks than others.
Contact our experienced Commercial Insurance Team to help determine the proper levels of coverage for a commercial umbrella for your business. Request a complimentary quote here on our website or call (844) 501-1359.