If you own a business with one or more employees, Employment Practices Liability Insurance (EPLI) should be a part of your risk management strategy. Federal and Massachusetts laws impose steep penalties on employers for even minor violations of employee rights. It only takes one legal action from a current, former or prospective employee to deplete a company’s financial resources.
Don’t wait until an employee complaint is filed to examine your coverage. Most standard business insurance plans do not include protection for employment related lawsuits. In addition to being costly, these circumstances can also impact your business continuity and reputation. With EPLI insurance in Massachusetts from McSweeney & Ricci, you can breathe easy knowing you have the resources you need to quickly bounce back.
Small businesses are just as susceptible to employee complaints as large corporations. No matter what the size of your organization may be, our team can help protect you. For over half of a century, our experienced team of local agents has been helping members of the business community safeguard their operations with strong and affordable EPLI insurance in Massachusetts — from restaurants and retail stores to law firms, financial groups, medical practices and more.
As a Massachusetts employer, you cannot deny job offers and promotions as well as various compensation and benefits based on an individual’s race, religion, national origin, ancestry, sex, pregnancy, gender identity, marital status, age, criminal record, mental or physical disability, sexual orientation or military status. While legal action surrounding such unfair practices is common, discrimination isn’t the only kind of employee lawsuit. Wrongful termination, harassment, workplace injuries, wage violations and retaliation are just a few examples of other kinds of lawsuits modern businesses may face. McSweeney & Ricci recommends Employment Practices Liability Insurance to all of our business clients. You can add EPLI as an endorsement to a standard business owners policy or as a stand-alone component.
Request a complimentary quote for EPLI insurance in Massachusetts using the form below or call us at (844) 501-1359.