When it comes to insurance, how do you know what you need? You need more than a great price—you need advice.

Competitive rates for boat insurance in Massachusetts. Exceptional service and advice you can trust, to keep you, your passengers, and your crew safe during all your adventures at sea. Give us a call at (844) 501-1359.

Boating is a fun and relaxing way to spend your free time. Enjoy your time at sea, knowing you’re protected by complete boat and yacht insurance, customized to your needs. Whether you captain a sailboat, motorboat, cruiser, pontoon boat or yacht, McSweeney & Ricci can help protect you from the risks involved in owning and operating your vessel. 

Boat Insurance protects your watercraft from physical damage and loss caused by common risks such as sinking, fire, collision, capsizing, storms, and theft. A boat insurance policy typically covers the boat hull, motor, equipment such as anchors, oars, and dinghies and can also extend to the trailer if necessary.

Boat insurance can also provide liability protection against lawsuits and medical payments, if your boat causes injury to another person or causes damage to another boat, a dock or other structure.  Many marinas require boaters to carry liability protection at a minimum. Your McSweeney & Ricci Account Manager can discuss optional coverages such as uninsured or underinsured watercraft coverage, coverage for wreck removal, or emergency service.

Ready to request a complimentary quote for boat insurance? Fill out the form on this page or contact one of our local offices in Braintree, Marshfield or Cohasset.

Request a Free Quote

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We’ll help you take advantage of all available discounts for Massachusetts Boat Insurance

McSweeney & Ricci Insurance's French Bull Dog Mascot Guido on a boat boat insurance Massachusetts

While enjoying a day on the water, the last thing you want to think about is what would happen if you had an accident. Peace of mind comes from knowing you and your passengers are protected by complete boat insurance. McSweeney & Ricci will help you take advantage of any discounts and credits you may be entitled to.

  • Multi-policy discount: Qualify for this discount by bundling your home, boat or auto quotes together with the same insurance company.
  • Multi-boat discount:  Save on your boat insurance policy when you insure more than one boat. (jet ski’s and other personal watercraft are excluded)
  • Education discount: Save by completing an approved water safety course.
  • Pay in full discount:  Save money on your boat insurance policy by paying your 12-month premium in full.
  • Loss free credit: Receive a discount when your policy renews if you have stayed loss or claim free, during the prior policy term.
  • Boat equipment credit:  Receive a credit on your insurance for safety equipment such as a built-in fire extinguisher or burglar alarm.
  • Diesel fuel discount: Get a discount on your boat insurance when you buy a diesel-powered boat.

We leverage our partnerships with over 25 of the best insurance companies to offer you complete insurance protection and affordable rates.  Whether you request a complimentary Massachusetts boat insurance quote through our website, call us at (844) 501-1359 or visit one of our local offices in Marshfield, Cohasset or Braintree, our experienced team is ready to assist you in selecting the insurance protection suited to your unique needs.

Very professional agent, Lee McIver (Cohasset Office) quickly quoted very competitive rates when I was looking to move my business. Great customer service and attention to details. Highly recommend!
Robin S., Scituate, Massachusetts