When it comes to insurance, how do you know what you need? You need more than a great price—you need advice.
Important Features of Massachusetts renters insurance
A renters insurance policy provides much more than just protection for the personal items inside your rental. If you travel for work or vacation, and your laptop or your luggage gets stolen, your Massachusetts renters policy may cover the loss. If your car gets broken into and your ipad or your purse is taken, your renters insurance policy may reimburse you for the loss. For such a low annual premium, there are so many layers of protection included in a renters policy!
There are four basic components of a renters insurance policy: personal property, personal liability, medical payments to others, and loss of use coverage.
- Personal property or contents coverage – protects electronics, furniture and other personal effects inside your rental property from a covered loss, such as fire and water damage, theft or vandalism.
- Personal liability – If your dog bites your party guest or your child’s friend breaks a leg while jumping on your bed during a rowdy playdate, this coverage protects you against a lawsuit for bodily injury or property damage resulting from an accident in your home.
- Medical payments to others – helps pay for medical expenses or funeral costs for someone injured inside your rental property.
- Loss of use coverage – if a covered loss prevents you from living in your home, this coverage provides reimbursement for additional living expenses while repairs are made.
Did you know that you could save up to 20% on your car insurance by combining your auto and renters coverage with the same great carrier?
If you’re ready to request a quote for renters insurance in Boston, Braintree, Quincy or anywhere else in Massachusetts request a complimentary insurance quote, call us at (844) 501-1359 or visit one of our local offices in Marshfield, Cohasset, or Braintree.
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