When it comes to insurance, how do you know what you need? You need more than a great price-you need advice.
Important Features of Renters Insurance in Braintree:
There are four basic parts of a renters insurance policy: personal property, personal liability, medical payments to others, and loss of use coverage.
- Personal property or contents coverage – protects furniture, electronics and other personal belongings inside your rental property from a covered loss.
- Personal liability – This coverage protects you against a lawsuit for bodily injury or property damage resulting from an accident in your Braintree, Massachusetts apartment. For example, if your dog bites one of your guests or your child’s friend gets injured during a playdate, personal liability coverage would respond.
- Medical payments to others – helps pay for medical bills or funeral expenses for someone injured inside your rental property.
- Loss of use coverage – If an unfortunate event such as a fire or an act of vandalism leaves your apartment uninhabitable and you have stay in a hotel or rent a room, Loss of Use reimburses you for these additional living expenses while repairs are made.
Did you know that you could save up to 20% on your car insurance by combining your auto and renters insurance with the same insurance company?