Accidents can’t be planned for, but you can stay prepared with strong and affordable workers’ compensation insurance in Massachusetts. Call (844) 501-1359 or request a quote on our website to get started.
Injuries in the workplace can happen to any business at any time. In 2020, private industry employers in the U.S. reported approximately 2.7 million instances of non-fatal workplace injuries and illnesses.* Protect your employees and your business with the right workers’ compensation insurance in Massachusetts.
If you have a business with employees in Massachusetts, you are required to have workers compensation insurance to legally operate. Variables like your business class and payroll impact the price of your workers compensation. Our experienced Commercial Lines Risk Managers know your industry and will make sure you’re properly rated. McSweeney & Ricci has provided companies of all sizes and types with flexible business insurance options since 1964.
To secure workers’ compensation insurance in Massachusetts for your business, request a complimentary quote on our website or give us a call at (844) 501-1359.
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McSweeney & Ricci can help you minimize workplace accidents and manage the expense of workers' compensation insurance.
Workers Compensation provides benefits when one of your employees is injured on the job but as the businessowner it also limits your liability for those accidents. Workers comp helps pay for medical care for job-related injuries or illnesses and also helps to partially compensate employees for lost wages. The cost of your workers’ compensation will depend on a variety of factors. Details like your history of claims paid for employee injuries, recency of the events, scope of damage and more, play a significant role in calculating the total price of your policy. Our skilled commercial lines team can connect you with the coverage you need now at affordable rates, while helping you minimize the chance of future losses. Some of the steps we take to accomplish these tasks include:
Getting to Know Your Business – Any business can experience workplace injuries and you may be in a position of elevated risk without even knowing it. While industries such as Contracting and Manufacturing may be considered “dangerous”, residential care facilities experienced 300% more reported non-fatal accidents than every other field combined. ** We assess your businesses’ unique risk factors, suggest ways to minimize those risks, while advising you on the proper levels of coverage.
Loss Prevention Measures – There is no better way to maintain a low premium than not having claims. A third of all workplace injuries can be categorized and ‘slip and fall’ incidents. ** These costly accidents can be deterred with proper lighting, level carpeting, usage of wet floor signs and other preemptive efforts. We give you the tools you need to promote a culture of safety in your workforce, including educational resources and a customized loss control program.
Claims Management – With worker’s compensation insurance from McSweeney & Ricci, you have access to our in-house claims department. Unlike most agencies our size, we have a dedicated claims department available to help you navigate your claim and help you return to business as usual as quickley as possible. Conducting a thorough review of your past and present claims can enable us to identify patterns of recurring accidents so that they can be addressed.
Discount, Dividends and Other Ways to Save – You can count on our team to keep your costs low without sacrificing quality. We will explore every discount, rate deviation program or other means available to make your workers’ compensation policy as affordable as possible. Certain classes of businesses may be eligible for reduced rates.
No business insurance plan is complete without workers’ compensation insurance in Massachusetts — because every company in the Commonwealth with employees is required to have it. With McSweeney and Ricci on your side, you can be confident that you have flexible coverage options at an exceptional value.
Get started working with our team today. Submit for a quote on workers compensation insurance in Massachusetts on this page or call us at (844) 501-1359.
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*https://bit.ly/3Y0anoW
McSweeney & Ricci has provided us with insurance advice for over 45 years. I feel that having a great insurance agency working with us has been one of the reasons we have been successful over the years in business.