Condo Insurance

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Condo Insurance

Coverage that protects you, your condo or townhome and your property

Insurance needs for condo owners are different than those of other homeowners. The master insurance policy held by your condo association does not cover your personal possessions. In the event of theft, fire, or vandalism you are left to replace your furniture, electronics, and appliances on your own. Only condo insurance covers your personal property and your personal liability if someone is injured or their property damaged while in your condo. By choosing a condo policy with McSweeney & Ricci, you can rest assured that your prized possessions are covered and protected.

Types of Comprehensive Coverage:

Your McSweeney & Ricci Account Manager will help determine the right amount of coverage for your needs.

  • img-descriptionFull Replacement Coverage
  • img-descriptionAdditions and Alterations & Loss Assessment Coverage
  • img-descriptionProtection against water damage from plumbing, vandalism and other causes.
  • img-descriptionCoverage for expenses incurred if you are unable to live in your home due to a covered claim
  • img-descriptionLiability Exposures (protecting against certain risks including bodily injury or property damage)
  • img-descriptionMedical Expenses (if someone is injured on your property)
  • img-descriptionOther dangers that can include malicious mischief, sewer and drain backup, and more

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Available Discounts

We help you take advantage of all the available discounts and credits you may be entitled to. These may include discounts for:
– Smoke detectors & your condo’s security systems and burglar alarms
– Bundling your home and auto with the same insurance company
– Discount if McSweeney & Ricci also holds the master condo policy account with the same company
Your McSweeney & Ricci Account Manager will determine which discounts you qualify for and will ensure you are receiving the most competitive rates, while maximizing your insurance protection.

Convenient and hassle-free process

At McSweeney & Ricci, we work to make the insurance process simple and convenient for our clients:
Numerous payment plans

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