When it comes to insurance, how do you know what you need? You need more than a great price-you need advice.
For affordable Renters Insurance in Braintree, exceptional customer service, and advice you can trust, give us a call at (844) 501-1359.
Many renters think they don’t need insurance. But have you considered what would happen if your apartment caught fire and incurred fire, smoke and/or water damage? Although your landlord is insured, it’s likely your landlord’s policy doesn’t cover your personal property. Without renters insurance, you’d have to pay out of pocket to replace your possessions in the event of a claim.
Renters insurance provides coverage for what’s inside your apartment if your personal property is damaged, stolen, or destroyed by fire and water damage, theft or vandalism. Rental insurance also provides coverage for personal liability in case someone gets injured on your property.
There are many layers of protection included in a renters insurance policy, and they are more affordable than you may think! For as little as $150 per year or $12 per month, a renters insurance policy can provide peace of mind in the event of a loss.
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Important Features of Renters Insurance in Braintree:
There are four basic parts of a renters insurance policy: personal property, personal liability, medical payments to others, and loss of use coverage.
- Personal property or contents coverage – protects furniture, electronics and other personal belongings inside your rental property from a covered loss.
- Personal liability – This coverage protects you against a lawsuit for bodily injury or property damage resulting from an accident in your Braintree, Massachusetts apartment. For example, if your dog bites one of your guests or your child’s friend gets injured during a playdate, personal liability coverage would respond.
- Medical payments to others – helps pay for medical bills or funeral expenses for someone injured inside your rental property.
- Loss of use coverage – If an unfortunate event such as a fire or an act of vandalism leaves your apartment uninhabitable and you have stay in a hotel or rent a room, Loss of Use reimburses you for these additional living expenses while repairs are made.
Did you know that you could save up to 20% on your car insurance by combining your auto and renters insurance with the same insurance company?