Prepare your business for the unexpected today. Learn more about insurance for electrical contractors in Massachusetts by calling (844) 501-1359.
In Massachusetts, electricians stay busy year-round. From panel upgrades and new wiring to installing emergency backups, configuring security systems and more – there is no shortage of demand for these skilled professionals. McSweeney & Ricci specializes in helping local electrical contractors protect their business interests with strong and affordable insurance – so you can focus on capitalizing on the opportunities this thriving market has to offer. We’ve helped members of the electrical industry find great coverage for 60 years and counting.
Insuring your electrical contracting business through McSweeney & Ricci gives you access to over 25 of the industry’s most trusted insurance companies. Our long-standing relationships with these carriers enable us to consistently deliver top-quality coverage and exceptional value to our customers. Whether you specialize in residential, commercial or industrial jobs, we are an ideal partner in your risk management strategy.
Contact a member of our Commercial Insurance Division at (844) 501-1359 to discuss insurance for electrical contractors in Massachusetts or request an appointment on our website to get started.
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Versatile Insurance Solutions for Diverse Electrical Businesses
Having strong insurance is an essential aspect of running an electrical contracting operation for several reasons. From an incoming business standpoint, many customers will not even consider hiring an electrician that is not properly insured. From a legal standpoint, certain forms of insurance are required in Massachusetts, such as workers compensation if you have employees, and commercial auto if you use work vehicles. Additionally, most lease agreements for your warehouse, offices and other spaces require commercial property insurance as part of their terms.
Of course, selecting a barebones package of insurance designed to only fulfill minimum requirements is not advisable either. Our experienced commercial insurance team can help you put together a Business Owners Policy that reflects your specific risk exposure, based on factors like number of employees and locations, areas of specialization, budget and more.
Your BOP will include essentials such as:
- Property coverage for your building and business property
- General Liability coverage for your workmanship
- Workers’ Compensation
- Commercial Auto
Other coverages we often recommend to our electrical contractor clients include:
- Business Personal Property – Safeguard your premises, inventory, equipment and more by incorporating this element into your BOP. This coverage can apply to damaged possessions and loss of income caused by fire, theft and other unforeseen events.
- Business Income Extra Expense –This coverage can offer financial support to overcome disruptions in business continuity caused by various incidents.
- Cyber Fraud/Cyber Liability Insurance –If digitally stored customer or employee information is compromised, this option can cover the cost of a breach response and other mitigating services.
- Umbrella (Excess Liability)– Reinforce your electrical contractor insurance plan by adding an extra layer of protection. This component can extend the depth and span of your existing policies.
Your local insurance agent from McSweeney & Ricci can help you weigh the benefits of these and other coverage options to create an ideal insurance package for your Massachusetts electrical contracting company. We also go the extra mile for our customers by offering convenient services like registry support – so you can save time and spare the hassle of your next trip to the RMV. Additionally, if you should ever experience a loss, we are here to guide you through the claims process each step of the way. Request a quote on insurance for electrical contractors in Massachusetts here on our website or call (844) 501-1359 to speak with a professional from our team today.