No home or business is completely safe from potential flooding. Flood insurance in Duxbury, Massachusetts can mean the difference between recovering from the effects of a flood and financial disaster.
A picturesque coastal town, home and business owners in Duxbury, are very familiar with the risk of coastal flooding. Thirty-five miles south of Boston, Duxbury is home to Duxbury Beach, one of the most beautiful, unspoiled natural resources in Massachusetts. McSweeney & Ricci Insurance recommends homeowners, renters and business owners, purchase flood insurance. Flood insurance can ensure you aren’t left paying out-of-pocket to repair or replace damaged items after a flood.
Standard homeowners and renters insurance doesn’t cover flood damage. Only a flood insurance policy can protect policyholders from the direct damages associated with the effects of flooding. Homes and businesses designated as “high-risk” zones are required to have flood insurance in Duxbury, Massachusetts. The Federal Emergency Management Agency (FEMA) considers “high-risk” any area with a 1% chance or higher of experiencing a flood each year. These locations have at least a 25% chance of flooding during the term of a 30-year mortgage.
McSweeney & Ricci recommends all homeowners purchase protection from the effects of flooding with flood insurance, whether they’re located in a “high-risk” area or not. Anywhere it rains, it can flood. In fact, over 20% of flood insurance claims reported to the National Flood Insurance Program (NFIP) come from homes not designated as “high-risk.”
If you’d like to discuss adding flood insurance in Duxbury, Massachusetts to your homeowners’ or business policy, submit for a free quote here on our website or give us a call at (844) 501-1359.
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Homeowners insurance is designed to protect your home from losses like theft and fire, only flood insurance helps with the expenses in the aftermath of a flood.
Flooding can cause financial devastation. If a flood rendered your Duxbury home unlivable or forced the closure of your business, how would you afford to rebuild? Flood insurance can help ease the financial burden associated with the effects of flooding.
The experienced local Account Managers at McSweeney & Ricci know the insurance needs of Duxbury residents. We’ve had offices on the South Shore for over twenty years and have protected Massachusetts residents for over fifty. We get to know your specific needs and budget and will provide advice and flexible coverage options. We partner with top insurance companies to provide you with a personalized insurance program and competitive pricing.
With one annual premium, purchasing flood insurance in Duxbury, Massachusetts is an important step any homeowner, renter or business owner can take to protect their investment from the potentially devastating effects of a flood. Give us a call at (844) 501-1359 or request a complimentary quote here on our website for more information on flood insurance.