Get the Discounts & Credits You Deserve
Take advantage of generous discounts you may be entitled to! We’ll make sure you receive all available credits and discounts such as:
- Multi-policy, e-customer, and protective device discount
- Loss-free credits and account credit
- New or first time homebuyer discount
Your home is one of your biggest assets, and an event like a fire or flood could prove devastating without adequate insurance coverage. Personal Property protection, also known as contents coverage, protects possessions such as laptops, flat screen televisions, bicycles, and musical instruments in the event of a loss. McSweeney & Ricci always suggests insuring your property to its replacement cost rather than actual cash value. The older your possessions are the less value they hold, therefore replacement cost ensures that you will be able to replace your previous purchases at today’s prices.
When buying a home in Hanover, Massachusetts you should consider Liability Protection. Liability coverage responds to any lawsuits brought against you or a family member who may have become injured on your property. It pays for the cost of court litigation, up to the limits of your policy and covers you at home or while away.
The varied New England weather or other events may render your home temporarily unlivable. If your pipes burst or a Nor’easter knows out your power for an extended period of time, you may have to look for somewhere to stay, such as a hotel. Loss of Use covers the expenses of living away from your home such as the hotel stay, laundry, and restaurant bills above what you’d normally spend. The professionals at McSweeney & Ricci will help determine the best homeowners insurance program to fit your unique needs.
For comprehensive and competitively priced Homeowners Insurance in Hanover, Massachusetts call McSweeney & Ricci Insurance today at 781.848-8600.
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