Customized insurance solutions to keep breweries of all sizes running smoothly
Help protect your business from the unexpected. For information on Insurance for Massachusetts breweries and microbreweries call (844) 501-1359.
Like the craft beverages you brew, the risks your business faces are unique. Your insurance program should be too! From large-scale breweries to small tasting rooms, protect your livelihood with coverage personalized to your individual needs and budget. New England businesses rely on the team at McSweeney & Ricci for custom Insurance for Massachusetts Breweries and Microbreweries.
Our risk specialists have experience creating targeted insurance programs for:
- Brewpubs
- Microbreweries
- Breweries
- Cider Mills,
- Wineries,
- Distilleries, & more.
We’ve partnered with top insurance carriers who offer specialized craft brewery insurance coverage. These partnerships allow us to select insurance solutions that address the unique risk exposures faced by your industry and to build a customized insurance program for your individual brewery.
For more information on Insurance for Massachusetts Breweries and Microbreweries, call our experienced Business Insurance team at (844) 501-1359 or request a complimentary quote here on our website.
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Let us Craft the Perfect Blend of Insurance for your Brewery
Your brewery insurance program includes standard business insurance such as:
- Property coverage for your building and business property
- General Liability coverage for your premises and products
- Workers’ Compensation
- Commercial Auto
- Umbrella/Excess Liability
Types of Coverage (Specific to the Craft Beer Industry) that you should consider:
Liquor Liability-This important coverage protects businesses that serve, sell and/or distribute alcohol by protecting against claims of property damage or bodily injury an intoxicated patron causes after being served alcohol. If your brewery gets sued after an incident, liquor liability can cover your legal fees, settlements, medical bills to treat an injury, and other costs.
Boiler & Machinery/Equipment Breakdown-Your brewery equipment is essential to your business. Boiler & Machinery extends your property coverage by protecting against accidental and sudden breakdown of your business equipment. Includes coverage for tanks pumps, distillers, electrical equipment and barrels, the cost of repairing or replacing malfunctioning equipment as well as financial losses.
Spoilage/Product Recall-If you discover a bad batch, your product goes bad or is contaminated, it needs to be pulled from shelves and disposed of. It results in loss of income and customers need to be notified. Spoilage and product recall coverage protects against these costs.
Master Brewer/Key Employee Replacement Coverage-this important coverage is paid for and owned by the business. Similar to life insurance, Key Employee Replacement Coverage (or “Key Man Insurance”) pays benefits to your business if a key employee, business owner or executive suffers a disabling accident, illness, injury or untimely death.
Our experienced Commercial Lines Division can provide you with safety materials, ways to minimize risk, and concierge-level claims service to get you back up and running as quickly as possible if you do experience a loss.
Don’t let expenses from unforeseen circumstances tap-out your brewery. Request a quote for Insurance for Massachusetts Breweries and Microbreweries here on our website or call (844) 501-1359 to start protecting your business today.